What These Terms & Conditions Cover
Our Terms & Conditions describe how you open, use and maintain an account, including the requirement to provide accurate details and complete phone verification before account access. They also explain how account records, wallet instructions and transaction status are handled when you select DANA, OVO, GoPay,
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QRIS, bank transfer or a virtual account. You must use your own account, protect your login details and follow applicable Indonesian rules. We may pause an account or request clarification when information conflicts, a transaction cannot be matched, or access depends on local law. Any update
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takes effect through the policy notice shown on this page, so check the wording before using the account again.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.